Fund your wallet by transfer
901 234 5678
Fiam · Ada OkaforCopy
Credited ₦20,000.00
Fund from any bank
Get your own account number. Transfer in from any bank app and see it land straight away.
Now on AndroidYour naira, calm
Your naira, calm
and in control.
Get your own account number, fund from any bank and send to anyone in Nigeria, with every transfer protected by your PIN.
Fund from and send to any Nigerian bank
Features
Everything you do with money, in three taps
One account number, every Nigerian bank, and a clear record of where your money went.
GTTunde BakareGTBank · 0123…789
ACChiamaka EzeAccess · 0456…112
ZBBola AdeZenith · 2087…340
Send in seconds
Pay any Nigerian bank. Review the payment, confirm with your PIN and get a receipt.
₦12,450out todayTransfersAirtimeBills
See where it all goes
Search and filter every transaction, with daily totals so you always know your net.
Security
Built so nothing moves without you
Four checks sit between your balance and anyone who wants it.
SoonCrypto
Crypto, counted in naira
Deposit and pay out USDT, BTC and ETH. Balances show in naira at live rates, and every payout shows its fee and arrival time before you confirm.
Everyday
The small things, done properly
The details you notice on the tenth transfer, not just the first.
Every transaction, searchable
Find any payment by name, bank or amount, and filter by what came in or went out.
Search transactions
AllMoney inMoney outThis week
TodayNet +₦24,990
Femi JohnsonAccess Bank · 2:14 pm+₦50,000.00
Chiamaka EzeAccess Bank · 11:02 am−₦25,010.00
Receipts you can share
Every transfer ends with a receipt and a reference, ready to send.
₦25,000.00
Sent to Chiamaka Eze
ReferenceFM-7Q1A-44BC
StatusSuccessful
Limits you can see
Your tier and daily limit stay on screen, so a transfer never surprises you.
Today's limitLVL 1
₦76,000 used₦200,000
Help from people who answer
Guides for getting started and transfers, plus a direct line when something looks wrong.
I sent money to the wrong account. What do I do?
Report it from the receipt and we'll start a recall with the receiving bank right away.
Getting startedTransfersReport fraudStaying safe
Guides
Know your money better
Plain-English guides to transfers, scams, limits and crypto in naira.
What Tier 1, 2 and 3 mean, and how much a Tier 3 account can hold
The CBN figures behind each tier, why Tier 3 has no balance cap, and why your transfer limit is a separate number.
How to report a fraudulent transaction in Nigeria
A debit you did not make is a race against time. Who to call first, what to tell them and how to escalate if your bank goes quiet.
How to open a Fiam account in minutes (and get your account number today)
No bank visit, no forms. What to have ready, every sign-up step, and the one detail that holds most people up.
FAQ
Questions, answered
Can't find what you need? The help centre covers getting started, transfers and staying safe.
How do I get a Fiam account number?
Download Fiam on Android and sign up. Your personal account number is created for you, and you can fund it from any Nigerian bank right away.
Which banks can I send money to?
Any bank account in Nigeria. Pick the bank, enter the account number, review the details and confirm with your PIN.
How is my money protected?
Every transfer needs your 4-digit PIN and a review step. Identity checks set your limits, and you get an instant alert for every credit and debit.
What are account tiers and limits?
Tiers set how much you can move each day. You start on Tier 1 and unlock higher limits by verifying more of your identity in the app.
When is Fiam coming to iPhone?
Soon. Join the waitlist and you'll get one email when Fiam reaches the App Store, plus early access to crypto.
Who runs Fiam?
Fiam is a product of Awuya Digital Limited, Ikeja Town Square, Obafemi Awolowo Wy, Ikeja, 101233, Lagos.
Free on Android. iPhone is next.
Download Fiam from Google Play today. On iPhone? Join the waitlist for one email when we reach the App Store, plus early crypto access.